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Terms of Use

Last updated: Sept 28, 2019

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://www.excelgurusacademy.com website (“the website”) operated by ‘Objects & Systems’ (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.


If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card data and your email. Payment data is not stored in our servers and is securely processed by our payment processor as stated here: https://fastspring.com/privacy/

Access to the site

After purchasing any of our products, you will receive an email containing your user name and password to access the membership area. You should never share your credentials with others.

In case of a data breach that compromises your access data, you should change your password and report the incident to us so we take corrective and preventive measures.

Payments and Refunds.

Payment plans for any of “the website”s include one-time payment or by installments (price is announced on the respective sales page of any given course). Refunds will only be processed if the user is unsatisfied with the product and contacts us within 30 days of purchase.

Intellectual Property.

This Agreement does not transfer from “the website” to you any “the website” or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with “the website” logo, and all other trademarks, service marks, graphics and logos used in connection with “the website”, or the Website are trademarks or registered trademarks of “the website” or “the website” licensors.

Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any “the website” or third-party trademarks.

Limitation of Liability.

In no event will “the website”, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to “the website” under this agreement during the twelve (12) month period prior to the cause of action. “the website” shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty.

You represent and warrant that (i) your use of the Website will be in strict accordance with the “the website” Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

Customer comments.

We welcome the submission of comments, information or feedback through this site; however, we do not want to receive confidential or proprietary information from you. By submitting information through this site you agree that the information shall not be considered confidential and shall become the property of “the website”, including an assignment of all rights and titles to such information. We shall have the unrestricted right to use such information for any purpose and without compensation to the submitting party.

The support team can be contacted via the Contact us page.

Viruses, hacking and other offenses.

You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offense under the Computer Misuse Act 1990.

We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Content standards.

These content standards apply to any and all material which you contribute to the Site (Contributions), and to any Interactive Services associated with it. You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any Contribution as well as to its whole.

Contributions must:

  • be accurate (where they state facts);
  • be genuinely held (where they state opinions); and
  • comply with applicable laws in the UK and in any country from which the Contributions are posted.

Contributions must not:

  • contain any material which is defamatory;
  • contain any material which is obscene, offensive, hateful or inflammatory;
  • promote sexually explicit material;
  • promote violence;
  • promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
  • infringe any copyright, database right or trade mark of any other person;
  • be likely to deceive any person;
  • be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
  • promote any illegal activity;
  • be threatening, abuse or invade another privacy, or cause annoyance, inconvenience or needless anxiety;
  • be likely to harass, upset, embarrass, alarm or annoy any other person;
  • be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
  • give the impression that they emanate from us, if this is not the case; or
  • advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.


Service Provider (the website) reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. the website may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.


the website may terminate your access to all or any part of the Website at any time, with cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your “the website” account (if you have one), you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Contacting us

If there are any questions regarding this Terms and conditions you may contact us using the information below.

John Franco

Contact us here